Terms of Service

1. Agreement to Terms

By accessing or using the PTM Software website (https://ptm.software) and our services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing our services.

We reserve the right to modify these terms at any time. Your continued use of the service following any changes constitutes acceptance of those changes.

2. Description of Services

PTM Software provides various digital tools and services, including but not limited to:

• PTM Video Downloader: A tool for downloading videos from various online platforms for personal, offline use
• PTM Stock Screener: A financial analysis tool for screening and analyzing stock market data
• PTM Crossword: An online crossword puzzle game for entertainment and cognitive exercise

We reserve the right to modify, suspend, or discontinue any service at any time without prior notice.

3. User Responsibilities

When using our services, you agree to:

• Use our services only for lawful purposes and in accordance with these Terms
• Not use our services in any way that violates any applicable local, national, or international law
• Not attempt to gain unauthorized access to any portion of our services or systems
• Not use our services to infringe upon the intellectual property rights of others
• Not transmit any malicious code, viruses, or harmful data
• Not interfere with or disrupt the integrity or performance of our services

4. Video Downloader Terms

Our Video Downloader tool is provided for the purpose of downloading videos for personal, non-commercial use only. By using this tool, you acknowledge and agree that:

• You are solely responsible for ensuring that your use of downloaded content complies with applicable copyright laws
• You will only download content that you have the right to download (e.g., content you own, content in the public domain, or content with appropriate permissions)
• PTM Software is not responsible for any copyright infringement committed by users
• Downloaded content should be used for personal viewing only and not redistributed

5. Stock Screener Disclaimer

The PTM Stock Screener is provided for informational and educational purposes only. By using this tool, you acknowledge that:

• The information provided is not financial, investment, or professional advice
• All investment decisions are made at your own risk
• Past performance is not indicative of future results
• We do not guarantee the accuracy, completeness, or timeliness of any data
• You should consult with a qualified financial advisor before making investment decisions

6. Intellectual Property

The PTM Software website and its original content, features, and functionality are owned by PTM Software and are protected by international copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any of our content without prior written permission, except as expressly permitted by these Terms.

7. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by PTM Software. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

8. Limitation of Liability

To the maximum extent permitted by law, PTM Software shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from:

• Your use or inability to use our services
• Any unauthorized access to or use of our servers
• Any interruption or cessation of transmission to or from our services
• Any bugs, viruses, or similar harmful code transmitted through our services
• Any errors or omissions in any content

9. Disclaimer of Warranties

Our services are provided on an "AS IS" and "AS AVAILABLE" basis without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

10. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. Any disputes arising from these Terms shall be resolved in the appropriate courts.

11. Contact Information

If you have any questions about these Terms of Service, please contact us:

• Email: legal@ptm.software
• Website: https://ptm.software/contact